Our debt

Like most americans, we have consumer debt. Toby and I got fed up with the majority of our paycheck going to debt, mortgage, car loan, school loan and credit cards. If we didn't have these, we would barely have to work...so we made it our New Years resolution to become debt free. Our first tackle is the consumer debt. The way our economy is going we knew this had to be our first priority in case they raised our interest rates, fees, etc. We have each taken on second jobs working anywhere from 52 - 57 hrs a week (which really hasn't been all that bad). We thought we had about $12,000 in credit card debt but when we sat down to add it up we were shocked to find out that we were really $15,500 in debt! But, as of today I am very proud to say that we have paid off $5,750 to bring us down to owing $9,750. I am so glad to be under the 10,000 mark. It's perfect timing too b/c we were starting to lose our motivation and were feeling like we weren't making much progress. Just a few more months and it should be all paid off. Then we have the car loan to tackle but that should be a cinch once we won't be paying anything on credit cards. So....here's a big fat congratulations to us for sticking to our new years resolution!!!

Let's not forget our whole inspiration for becoming debt free, Waylon and Jesse. They have shown me how to enjoy the little things in life,my desire for a child and that being debt free means more than just money - it means having more time to spend with loved ones and friends, being able to see the world more and to be able to bring another baby into this world and the next time into my home.